PROTECTING YOUR HOME AND LOVED ONES WITH LIFE INSURANCE
LIFE INSURANCE FOR MORTGAGES
Life insurance for mortgages is designed to pay off your outstanding mortgage balance in the event of death. This means that your loved ones will not be burdened with the responsibility of paying off your mortgage if you were to pass away unexpectedly for any reason.
At OH Mortgages, we believe that protecting your home and loved ones is a top priority. We offer a variety of life insurance options to fit your individual needs and budget. Our informed and experienced team are here to guide you through the process and help you choose the right policy.
LET US HELP YOU FIND LIFE INSURANCE TO COVER YOUR MORTGAGE
When you invest in a mortgage with OH Mortgages, we know that you’re making a significant financial commitment. As a responsible homeowner, it’s crucial to consider the long-term financial security of your loved ones. This is why we offer tailored life insurance solutions to cover your mortgage, ensuring that your family will always have a roof over their heads, even if the worst was to occur.
Let our experts help you review your options and find the best policy that meets your needs and budget. We’re here to help you with every step of the process, from application to claims. Get in touch today for more information on how we can make sure you and your family are protected tomorrow.

DO YOU HAVE ANY QUESTIONS ABOUT LIFE INSURANCE MORTGAGES?
We understand that navigating life insurance can be challenging, that’s why we’re here to help. If you have any general queries, or more in-depth questions, please don’t hesitate to get in touch. We’ll answer any questions you may have.

HOW WE CAN HELP YOU FIND THE BEST LIFE INSURANCE POLICY FOR A MORTGAGE
When starting the process, we’ll work with you to identify your needs and goals. From there, we’ll narrow down the available options to those that offer the most coverage at an affordable rate. Our team will provide a no-obligation quote that you can review and consider before making a final decision.
We’ll also help explain any insurance terminology so that you understand exactly what is included in the policy. Once you’ve chosen the right plan, we’ll help to ensure that all of the paperwork is filled out correctly and submitted quickly so that you can start enjoying the benefits of your new policy.
Whilst life insurance isn’t the most exciting purchase, it’s essential to protect your family long-term. Let us make the process easier so that you can focus on what really matters – enjoying life with your loved ones. Contact OH Mortgages today!
Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
Other Services We Proudly Provide
In addition to providing life insurance, we also provide a wide range of other services. These include:
FAQ'S ON LIFE INSURANCE FOR MORTGAGES
We’ve prepared some of our most common frequently asked questions around life insurance for mortgages, if you have any further questions, please don’t hesitate to speak to our team.
Life insurance is an insurance policy designed to provide financial protection for your loved ones when you die. It pays out a lump sum to help them cover costs associated with the mortgage, such as funeral expenses and any outstanding debts.
When buying life insurance, here are three things you should consider:
1. The amount of cover you need – This should be calculated by considering the size of your mortgage and any other expenses you would like to provide for your family.
2. The length of the policy – Policies can often range from 5-30 years and it’s important to consider which time frame is best for you and your family.
3. The type of policy – There are different types of life insurance available and you should research which one best fits your needs.
This can vary from person to person, but generally you should stop buying life insurance when you reach the age of 70 or 75. After this time, it’s important to review your existing policy and make sure that there are still sufficient funds in place for your family.
If you don’t have life insurance for your mortgage, then your family may be left with a large debt to pay off. This could put them in an extremely difficult financial situation and leave them unable to cover important expenses such as rent or bills, or mean they have to sell their home. Therefore, it is essential to purchase life insurance when taking out a mortgage so that your family are protected in case anything happens to you.
No, not all mortgage insurance covers death. It’s important to check the terms and conditions of your policy to ensure that you are covered in the event of death. For more information on life insurance for mortgages, speak to our team at OH Mortgages today!
No, mortgage insurance is different to life insurance. Mortgage insurance covers the lender in the event that you are unable to make payments on your loan due to illness or unemployment. Life insurance provides financial protection for your loved ones when you die. It pays out a lump sum which can be used to cover costs associated with the mortgage and other expenses such as funeral costs.